Everything an ISO does, in one place.
From the first lead to the reconciled payment — H.A.L. maps to the whole workflow, not just the sales bit.
Merchant onboarding
Take a merchant from lead to live — KYB documents, a compliance checklist, and application packs ready to submit to acquirers.
Self-serve application portal
Send a branded link; the applicant fills it in and, on approval, becomes a merchant automatically — no re-keying.
Boarding auto-complete
The agent fills an acquirer's PDF form from the application data and the merchant's own documents, on your BYOK key.
Acquirer routing recommender
From each acquirer's risk and boarding policies, H.A.L. ranks where an application should be sent — with the reasons.
Policy Chaser
Keeps every PSP partner's risk & boarding policy current: drafts the chase, then files the returned document and closes the task.
Deals & providers
Per-provider stage tracking, so one merchant can be live with one acquirer and in underwriting with another.
Cross-sell
Filter your book by the products merchants take — and don't — and send a targeted campaign, with opt-out and send caps.
Commissions & targets
Seller targets and commission rates, manager overrides, and a live view of who is ahead or behind.
Bank reconciliation
Match your Revolut feed to invoices and commissions, across GBP / EUR / USD, into your base currency.
Accounting & billing
Invoices with references, one-way sync to QuickBooks or Xero, and a cash-flow and P&L view.
AI support desk
Tickets with a full audit trail; the AI drafts a first-line answer from your data and escalates to a human when it should.
Documents that file themselves
Drop in any file; AI identifies the merchant, classifies it, and tracks its expiry — renewals chase themselves.
Set up in an afternoon.
Answer a few questions
The setup wizard asks what you use — email, storage, bank, accounting — and tailors exactly what to connect.
Bring your book across
Import merchants, contacts and introducers from HubSpot, Salesforce or a spreadsheet.
Let AI take the busywork
Document intake, partner-policy chasing, reconciliation and first-line support run on your own AI key.
See it on your own data.